VA Loan
Our Military Borrowers deserve unique benefits. Our VA Loans provide them.
VA LOANS ARE PARTIALLY INSURED BY THE U.S. DEPARTMENT OF VETERANS AFFAIRS (VA) AND ARE A VALUABLE BENEFIT FOR MILITARY VETERANS AND ACTIVE SERVICEMEN AND WOMEN. THIS FEDERAL INSURANCE ENABLES US TO OFFER EASIER QUALIFYING GUIDELINES AND LOW DOWN PAYMENT OPTIONS.
FEATURES AND BENEFITS
✔0% Down Payment
✔A minimum credit of 580 is required for fixed-rate financing.
✔Borrowers with credit scores from 580 to 619 are subject to stricter guidelines*.
✔Adjustable-rate mortgages (ARMs) require a minimum 620 credit score.
✔High-balance loan amounts equal to the statutory loan limit for the area or $1 million (whichever is less) may be available.
✔Allowed property types include single-family residences, 2-4 unit properties, VA-approved condominiums, manufactured homes, properties in Planned Unit Developments (PUDs).
✔Financing for primary residences, second homes and investment properties may be available.
✔Financing for primary residences, second homes and investment properties may be available.
* Borrowers with credit scores from 580 to 619 may only qualify for purchase transactions of one-unit single family residences. Gift funds and down payment assistance is not allowed.
