VA Loan


Our Military Borrowers deserve unique benefits. Our VA Loans provide them.

VA LOANS ARE PARTIALLY INSURED BY THE U.S. DEPARTMENT OF VETERANS AFFAIRS (VA) AND ARE A VALUABLE BENEFIT FOR MILITARY VETERANS AND ACTIVE SERVICEMEN AND WOMEN. THIS FEDERAL INSURANCE ENABLES US TO OFFER EASIER QUALIFYING GUIDELINES AND LOW DOWN PAYMENT OPTIONS.

FEATURES AND BENEFITS

✔0% Down Payment

✔A minimum credit of 580 is required for fixed-rate financing.

✔Borrowers with credit scores from 580 to 619 are subject to stricter guidelines*.

✔Adjustable-rate mortgages (ARMs) require a minimum 620 credit score.

✔High-balance loan amounts equal to the statutory loan limit for the area or $1 million (whichever is less) may be available.

✔Allowed property types include single-family residences, 2-4 unit properties, VA-approved condominiums, manufactured homes, properties in Planned Unit Developments (PUDs).

✔Financing for primary residences, second homes and investment properties may be available.

✔Financing for primary residences, second homes and investment properties may be available.

 

* Borrowers with credit scores from 580 to 619 may only qualify for purchase transactions of one-unit single family residences. Gift funds and down payment assistance is not allowed.

VA Loan